Insurance:
Mental Health coverage differs for everyone. To make therapy as accessible as possible, I offer Direct Billing for most insurance plans. Please confirm that Registered Social Workers are covered. For others, I can provide you with a receipt for reimbursement. I accept NIHB clients as well.
Direct Billing: Canada Life, Sun Life, MB Blue Cross, Manulife, Industrial Alliance, Johnston Group, Desjardins, ClaimSecure, Greenshield & more.
Questions that might be helpful to ask your insurance provider:
– How much is my benefits for Registered Social Workers/ Psychotherapists?
– Do I have to pay a deductible or am I fully covered per session?
– Do I have a limit on the number of sessions I can attend per year?
Rates:
Because I’m a Registered Social Worker, you don’t need to pay GST and PST.
$125 flat rate – Each individual session consists of 50 minutes of therapy and 10 minutes for note-taking to track your progress.
$135 for a 50-minutes Couples session. If more time is required, extra charge will be pro-rated.
NIHB (Treaty) clients are covered for FREE for up to 22 sessions per year.
Payments:
I accept Visa, Mastercard, Amex, Debit, E-transfer, Cash or Cheque.
For your convenience and my protection, you are required for your first session to put your credit card information in our secured booking site (does not apply to NIHB clients). This will allow me to process payment for each session without you having to worry about it. You will immediately get your receipt via email.
Cancellation Policy:
Your appointment time is reserved just for you. A late cancellation or missed visit leaves a hole that could have been filled by another client. As such, I require 24 hours notice for any cancellations or changes to your appointment. Clients who provide less than 24 hours notice, or miss their appointment, will be charged the full session fee to the card on file.
Yza Ramirez Therapy 